Finance is the study of the creation and management of wealth. A finance major learns how to evaluate and control risk. The finance program prepares students for a variety of positions in financial and non-financial enterprises. Career opportunities exist in commercial banking and financial institutions and in the regulatory agencies that oversee them. Additional opportunities exist in corporate finance including positions in financial analysis, cash management, and credit management. Investment-oriented students can explore opportunities in brokerage, bank trust and institution portfolio management. People with degrees in finance have careers as commercial bankers, investment bankers, loan officers, financial analysts, insurance underwriters, stockbrokers, institutional portfolio managers, credit managers, insurance and risk managers, and financial planners.